Best Payment Cards For Online Advertising and Affiliate Marketing in 2022/2023



This year, thousands of advertising accounts around the world were banned due to “Risk Payment”. Big Tech giants like Google, Meta and ByteDance took on affiliate marketers seriously. Now all payment cards used for advertising at Google Ads, Facebook Ads and TikTok Ads are checked even more carefully. In addition, Facebook has introduced preauthorization.


The work of affiliate marketers is impossible without reliable ways of paying for ad spendings, therefore the PST.NET has developed the advanced technological solution to solve the problem of affiliates, media buyers and other traffic specialists — virtual payment cards that are resistant to bans.


Experts have a question, why do most of the cards get banned, whereas the cards issued by PST.NET works perfectly? We will cover this in more detail.


Trusted BINs for Affiliate Marketing


Each affiliate marketer knows about the necessity of such tools as private proxies, warmed accounts, cloaking and anti-detect browsers, in order to circumvent the anti-fraud system.


There is also another essential thing that even experienced affiliate marketers forget. Each payment card includes a BIN (Bank Identification Number) which reveals much about the account. Most importantly, the clients can find out the usage statistics of the BINs.


The basic metrics are as follows:


  • The percent of the bills that were paid by cards with a particular BIN.
  • Proportion of first billing transactions associated with these BINs.
  • The number of other violations connected with a specific BIN.

The worse the situation is on any of the metrics, the less trust from the verification system. If the BIN is not trusted, then the card is unlikely to pass a check. As a result, the client will either immediately get a “Risk Payment” warning, or restrictions will be imposed on the account.


Risk Payment Bans in Online Advertising


It is possible to circumvent a notice of risk payment. Clients can use the following options:


  • Work with payment cards of the large banks, considering the risk of getting confused among the array of other clients’ transactions.
  • Use unique payment cards that have less users, therefore, cards are not blacklisted.

In the first case, clients work in the premium segment. Nearly 5-10% of affiliate marketers use such BINs. Therefore, the cards last much longer. In the second case, the anti-fraud system has no stats on these BINs. Since there are no stats, then payment cards don’t get banned.


All the PST.NET cards pass verification tests, and the accounts work without restrictions. There are also cards with 3-D Secure, which can be used to work with any online service.




The payment cards issuance proceeds within a few seconds, while the number of issued cards is unlimited. All the account top-ups are performed with BTC and USDT, fee starts from 2.9%. Withdrawal is available in USDT.


Payment card service from PST.NET offers user-friendly interface that supports 13 languages as well as Telegram bot for service notifications and special features for spend management control and affiliate team work. Platform offers high payouts for all its affiliate program participants. Affiliates will get 50% from referral’s first card issuance cost and 10% from all referral’s services fees.


Cards issued by the platform easily pass all verification checks and prevent media buyers from inconvenience of blocked, disabled, suspended and banned accounts. This is achieved through the regular expansion of the BINs’ pool and constant quality control. PST.NET helps affiliate marketers to focus on performance rather than looking for valid cards.


Coupon Code For Online Advertising


Our readers can get the fifth payment card from the service for free. Just type AFFPAYING code in the support chat on the pst.net website.

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